I’ve never been great with spreadsheets. They always felt too complicated, too much to look at, and honestly—just too much effort. But things needed to change. That’s when I put together something super simple for myself, an income and expense

When I first started earning multiple sources of income, I’m talking wages, self employed contractor income and side hustle income — I didn’t think I needed a budget. It was just “a little extra”, right? I could handle the balls