Spoiler Alert: My Spreadsheet isn't even $10...
I used to think I just needed to earn more.
More clients. More sales. More hours. (More chaos.)
But what I really needed was to understand where my money was actually going.
When I created this $10 budget spreadsheet — simple, flexible, and made for small business owners and online earners — everything changed.
Here are 3 ways this one tool helped me transform how I manage money, save more, and finally feel in control. Sometimes the things you need are right in front of your face, but you don’t want to see them, that’s what I figured out. Anyway…
It Showed Me Exactly Where My Money Was Going
Before I started tracking, I had no idea how much I was actually spending on things like subscriptions, fees, and business expenses.
This spreadsheet made it easy to:
- Separate household and business costs
- Track income from multiple platforms (Etsy, TikTok, digital products, etc.)
- Spot where I was leaking money
And once I saw it clearly, I could fix it.
It Turned Guesswork Into Confidence
Every time I got paid, I used to just wing it:
Some went to bills, some to savings (maybe), and the rest… vanished.
Now, with everything in one place — from income to spending to savings goals — I know exactly what’s happening with my money at all times.
And confidence is underrated when it comes to financial decisions.
It Helped Me Save Over $5,000 Working Part Time
This isn’t a “get rich” thing.
It’s a get intentional thing. If you’re earning online, you need to have your shit together, there’s no excuse.
With this tracker, I’ve saved over $5,000* while working part time — not by cutting everything fun, but by staying consistent, tracking weekly, and making smarter choices based on real data.
*At the time of writing!
